Personal Contract Plan (PCP)
Hire Purchase
Operational Leasing
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Why Choose Financial Services?
Flexible Financing: Customisable plans for business contract hire, personal finance and more.
No Ownership Pressure: Operating Lease lets you drive without ownership worries.
Tailored for Fleet Managers: We offer specialised solutions designed to help companies operate smoothly. Discover why CUPRA vehicles are preferred by fleet managers.
Sustainability Options: Financing for electric and hybrid CUPRA models.
CUPRA Customer portal
If you’re an existing CUPRA Financial Services customer, sign up to our Customer Portal.
- Our Customer Portal ensures that your contract and vehicle information is readily available and easily accessible through a secure, personalised and self serve portal available 24/7, 365 days a year.
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FAQs
How does the Operating Lease service work?
The Operating Lease service offers you a monthly payment contract that allows you to enjoy your CUPRA with included services such as insurance, repair service plan, maintenance plan, tyre plan, and fuel card. Monthly rentals cover all these services, providing benefits and affordability.
Do I need to make a downpayment when hiring the Operating Lease service?
You can choose to contract the lease service with no down payment or with a down payment of up to 30% of the car's value, depending on your preferred monthly rental amount.
How long is the Operating Lease payment period?
Kindly refer to your local CUPRA retailer.
Is there an annual mileage limit?
Yes, usually there is a mileage limit for lease products. Kindly contact your local retailer for more information.
Can I keep the CUPRA vehicle at the end of my agreement?
At the end of the contract, normally you have some options. Kindly contact your local retailer for more information.
Do I have to make a final payment at the end of my contract hire agreement?
No, at the end of the agreement you will return the vehicle back without any optional final payment.
What does the service include?
Leasing is normally fully inclusive of maintenance and service. Insurance is optional, but offerings may vary, so it is recommended to contact your local retailer.
How do I pay the monthly rental?
Each month, the corresponding charge will be made to your bank account.
Can I leave the country with the car?
Please check the regulations with your local CUPRA retailer.
If I'm a company, can I contract this service?
Yes, the Operating Lease service is available for private individuals, businesses, and the self-employed.
Where can I hire this service and what documents do I need?
You can hire the service at your nearest CUPRA retailer with personal and financial documents. Alternatively, you can apply online at: https://cupra.calc.vwfs.ie
What happens if I have an accident?
With the CUPRA Operating Lease service, you have access to roadside assistance 24/7.
Can my partner or any another person drive the car?
Please contact your local retailer for information on the leasing/rental rules and national laws.
Can I claim the rentals on my taxes?
Please contact your local retailer for further information on leasing/rental rules and national laws.
Can I test drive the CUPRA vehicle first?
Yes, you can request a test drive at your nearest retailer via our online booking tool.
What happens if my request is not granted?
If your request is not granted, it will be canceled at no cost. Contact your nearest retailer for alternative options.
Can I cancel the Leasing contract?
Cancellation is possible before the end of the contract but may incur an early termination penalty.
Is Operating Lease worthwhile as a private individual?
Yes, Operating Lease offers low monthly payments, no used car risk, and access to the latest vehicles without paying the full purchase price.
Can I freely configure my CUPRA when leasing?
Yes, you can configure your dream CUPRA online.
How long do I have to wait for my leased vehicle?
You can choose from available cars or configure your own, which may involve waiting times. Contact your local retailer for details.
What happens if I drive more (or less) miles than expected?
Exceeding mileage limitations may incur fees. Contact your local retailer for details.
Do I have to expect high additional costs for signs of use when I return the lease?
No. Normal signs of use are generally acceptable, but major damage may require compensation.
Do I have to insure my leased CUPRA myself?
You have the freedom to choose your vehicle insurance provider.
Is comprehensive insurance compulsory?
Yes, fully comprehensive insurance is mandatory as per the leasing terms. Contact your local retailer for options.